Credit Training Programs

Credit Training Programs

The financial services industry has a severe shortage of formally credit trained bankers

Our formal credit training programs are based on the “old-school” fundamental best practices of major US banks

These traditional credit training programs focus on the “why” of financial analysis that support sound lending decisions

For our calendar of upcoming Open Enrollment programs, please click here

We offer In Bank programs that are tailored to the policies, procedures and culture of the organization. Please contact us at credittraining@c6financial.com for more information

Entry Level Banker
Small Business & Business Banking
Commercial & Middle Market
Corporate & Investment Banking
Private Banking & Wealth Management
Entry Level Banker
  • A classic formal credit training program for participants new to the financial services industry
  • Ideal for Banks with new Analysts and Associates that need to be completely credit trained in a short period of time
  • Ideal for a Bank that has a limited number of new bankers each year
  • A better investment than hiring bankers who have been through another Bank’s credit program or not credit trained at all
Small Business & Business Banking
  • A classic formal credit training program for bankers who will call on companies with $500,000 to $10,000,000 in annual sales revenue
  • The training focuses on the analysis of business tax returns and internally prepared financial information
  • Analysis of the business owner’s financial position and tax returns, as well as combined personal / business cash flow is integrated into the program
Commercial & Middle Market
  • A classic formal credit training program for bankers who will call on companies with $10,000,000 to $100,000,000 in annual sales revenue
  • The training focuses on analyzing various types of financial information, industry dynamics and management’s capabilities
  • The program includes the fundamentals of loan structuring and loan documentation
Corporate & Investment Banking
  • A classic formal credit training program for bankers who will analyze companies with over $100,000,000 in annual sales revenue
  • Case study types include private, publicly held and international companies
  • Analysis includes credit ratings and the loan syndication process
  • Learning sound financial forecasting techniques and how to create proforma financial statements are integrated with classic historical credit analysis
Private Banking & Wealth Management
  • A classic formal credit training program for bankers who need to understand the businesses owned and invested in by wealthy individuals and families
  • Participants learn to analyze business, trust and personal financial statements and tax returns
  • The training program emphasizes how financial information and cash flows move from other entities to the individual tax returns and personal financial statements. This detailed analysis includes understanding what may disrupt or curtail cash flow to the individual or family